What kind of life insurance do you have?

Lately an issue that has come up with clients is their uncertainty about the terms of their life insurance.

Since we are living in such uncertain times and spending more time at home, this is an ideal time to review your insurance policies.

I find most people can’t remember if they have whole or term insurance…this is major.

If they have term, they are never quite certain when the term expires. Term insurance is less expensive and ideally the term should tract with your youngest child’s college graduation year.

You’re paying the premiums so you should know the terms. If you are having trouble finding your policy or understanding the terms, call your agent.